Car accidents cause serious injuries in Georgia every day. If you or a loved one was injured in a car accident, review your rights with one of our Gainesville car accident attorneys at BMW Law Group. We offer free consultations, where you can receive answers to your questions and legal advice about how to move forward with a claim. We can help you recover during this difficult time.
When Should You Contact a Car Accident Lawyer?
It is important to contact an attorney right away after a car accident. An insurance company is likely to try to take advantage of you. An insurance company’s number one goal is to profit its investors. With an attorney representing your interests, an insurance company will not have the option to diminish or deny your claim.
A car accident lawyer can also handle many difficult legal tasks for you while you heal from your injuries. These include visiting the scene of your car accident to collect evidence, hiring qualified crash experts and negotiating for the compensation you deserve.
What Is Georgia’s Car Insurance Law?
There are fault and no-fault car insurance states. Georgia is a fault state, as are most states in the U.S. The 12 states that use a no-fault system require car accident victims to file claims with their own personal injury protection insurance, regardless of fault. In fault states, including Georgia, the party responsible for causing the crash will have to pay for injuries and losses.
After a car accident in Georgia, you will bring an insurance claim with the provider of the driver or party at fault. If you are not sure who this party is, you can call your own insurance company to make an initial claim. From there, your insurer will conduct an investigation to determine fault. If the other driver caused the crash, your insurance company can request reimbursement for what it already paid. Our Gainesville car accident lawyers can handle all negotiations with the insurance company and if necessary take your case to trial.
Common Causes of Motor Vehicle Collisions in Gainesville
Recovering fair financial compensation for your car accident injuries may require proof that another party is at fault. An attorney in Gainesville, Georgia can investigate your accident to determine who or what caused the collision. Common causes of car accidents include:
- Distracted driving
- Texting and driving
- Driving under the influence
- Careless or reckless driving
- Unsafe turns or passing
- Driving while fatigued
- Violating traffic laws
- Potholes and other road defects
- Defective auto parts
If another driver caused your crash, an attorney can help you gather evidence of the driver’s carelessness or recklessness. You may also have grounds to file a claim against the government, a product manufacturer or another party, depending on the facts of your case.
Tips for Dealing With an Insurance Claims Adjuster After a Car Accident
After you report a car accident to an insurance company, someone called an insurance claims adjuster will contact you with questions about the collision. It is critical to understand the claims adjuster’s purpose for contacting you, as well as how to deal with these conversations. The insurance company trains claims adjusters to find ways to save money on payouts.
When speaking to a representative from a car insurance company, never admit fault or apologize for the collision. Do not agree to give the adjuster a recorded statement. The recorded statement is a tactic the insurer can use to get you on the record misstating facts of the case. Do not sign anything the insurance company gives you without first taking it to an attorney. Most importantly, do not accept a settlement until you are sure it has a fair value.
Injured in a Car Accident? Schedule Your Free Consultation Today
If you were recently injured in a car accident in Gainesville, Georgia, our personal injury attorneys can help you understand and protect your legal rights. We can go up against any defendant or insurance company in pursuit of maximum financial compensation for your injuries and losses.
Discuss your case in more detail with one of our car accident laweyrs at no cost or obligation. Contact us anytime to schedule a free consultation.